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Judith with some of
her products.
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Judith is a
26-year-old El Sauce native who, after finishing her high school education, continued
her studies in Business Administration at the University of Managua in León. When
she finished her education she began an internship position at the accounting
office of CETA (a technical school in El Sauce).
After
completing the internship, Judith was asked to work at CETA from time to time,
but it was not a stable position. Because she wanted a more steady income,
Judith decided to start her own business selling Avon cosmetics and kitchenware.
In doing this, she is able to earn 25% of every product she sells.
Judith works hard traveling around El Sauce to
visit her clients with the Avon and kitchenware catalogs. Since starting her
business this past November, Judith has already placed 12 orders for products
from Avon. Since many people sell Avon products in El Sauce, Judith has a lot
of competition, but she has managed to successfully establish a relationship
with a few regular clients.
Sometimes,
Judith’s clients will place large orders of up to C$1,000, and will ask to pay
it over a one-month period. However, since Avon only gives their
representatives 15 days to pay for their orders, Judith had difficulty making
up the difference. For this reason, Judith decided to apply for a loan from
Enlace of U$200.
Her first loan
enabled her to place larger orders for her clients, so Judith decided to apply
for a second loan, which she is currently paying back. With this extra capital,
she was able to purchase perfumes for men and women, cosmetics, and some
kitchenware to keep in stock in her home.
--Written by Jessica Kroenert and Cameron Houser
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